Many places are wary of cashing third-party money orders and checks due to the risk of fraud. For more about who can cash a money order, see below. Once you’re eligible, you can start cashing checks through mobile deposits. The name of the recipient and the name of a financial institution that issued the money order usually appears on the document, making it difficult to steal a money order. Money order vs. cash: Because money orders are made out to a particular person as the payee, it's difficult for a third party to steal your money. This is in addition to the face value of each Money Order purchased. Postal orders—often referred to as money orders in the U.S.—allow for a quick transfer of funds from 1 person to another within the United Kingdom. Bring proper ID when you cash a money order, and expect to pay a fee in most cases. Money orders can be fraudulent; be wary about receiving them from people you don't know and don't spend money orders you deposit in the bank until you know the bank was able to cash them. Just take a photo of the check and then follow the instructions in the app. Direct Deposits, PayPal and other sites like PayPal are much faster, right? Money orders from other sources may need to be deposited at a branch. Look in the upper corners of the money order, or along the bottom for a line that says "Issuer." Postal Service, cash them if they have the cash on hand, while some sellers might not cash them at all. This makes three total signatures on the money order: the payor’s, the original payee’s, and yours. It’s another prepaid card account that comes along with a check cashing feature. Visit your neighborhood ACE Cash Express store today! Getting a check isn’t the most convenient way to get paid. There is no account required to purchase money orders. Banks? Good news is, Walmart both sells and cashes MoneyGram money orders (they don’t indicate if they can cash money orders from other issuers, so call the store to verify before making the attempt). All you need to do is get the app, take a photo, and follow the on-screen instructions – so again it works in much the same way as the apps above. However, calling the location and asking can't hurt. At your Bank or Credit Union. It must be purchased in person and paid for at the time of receipt. You can cash or deposit a money order made out to you or that someone else has signed over to you. To cash large money orders, you will need to open an account or visit a different business. by Lauren Todd - Last Updated September 8, 2020 (This post may contain affiliate links.). 2. Using money orders internationally instead of other payment methods offers several benefits. As of December 2010, these money orders cost $3.85 and can be purchased for a value of up to U.S. $700 ($999.99 Canadian). With it, you can deposit checks 24/7. Call ahead if … Like checks, you can deposit money orders into a bank account. Here are the best places where you can deposit a check online. Note that Western Union services aren’t available at GreenWise Market locations. (adsbygoogle = window.adsbygoogle || []).push({}); PayPal has a Cash a Check service in the PayPal app. If you find yourself having to stick together pieces of a shredded money order, it’s unlikely to be accepted when you try to cash it. If you need to pay someone and don’t want to use cash or write a personal check, you can use a money order or cashier’s check instead. So what if you don’t have a … NetSpend allows you to cash checks to your card using its Mobile Check Load feature. Some, but not all, MoneyGram locations can also cash a money order from MoneyGram or another institution. Download the Chase App for Android devices, Download the Bank of America app for Android devices, Download the Bank of America app for iOS devices, Download the US Bank app for Android devices, Download the Wells Fargo app for Android devices, Download the Wells Fargo app for iOS devices, Federal, state and municipal government checks, Download the First Midwest app for Android devices, Download the First Midwest app for iOS devices, Download the GoBank app for Android devices, Download the Santander app for Android devices, Download the Santander app for iOS devices, Download the ACE Elite app for Android devices, Download the ACE Elite app for iOS devices, Download the Brink’s Money Prepaid app for Android devices, Download the Brink’s Money Prepaid app for iOS devices. Usually, it’s best to cash a money order at the location the sender purchased it. If you don't have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee. You can also deposit a money order into a bank account — either your own or someone else’s. To find out for sure, drop by your nearest Money Services and find a store associate. In order to start using the mobile deposit feature, you need to activate your card and your account must be active with recent recurring payroll direct deposit activity for at least two months. Standard and Express Money Orders can be cashed at any Post Office that sells Money Orders. ET cut off time will be considered as received on the following business day. ; Money transfer outlets, which include places like Western Union or MoneyGram, as well as some convenience stores, drugstores, supermarkets and check-cashing outlets. Cashing a Money Order at the Post Office Money Order Requirements Shown, Can You Mail a Money Order? Purchase an international money order from the U.S. If the names are connected with “or,” either person that the money order is made out to can cash it on their own, with photo ID. https://firstquarterfinance.com/can-anyone-cash-a-money-order/. After receiving your cash, you can either deposit it into your bank account or utilize the funds for what you need. Click to share on Facebook (Opens in new window), Click to share on Reddit (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email this to a friend (Opens in new window), What Do I Need For a Money Order? If you want to cash your money order for free, the best place, arguably, is at your... 2. Decide when you need to cash the money order. So you can cash checks right from your phone, and all you need to do is take a few photos of the check. 63 Options Detailed, Where to Get Free Money Orders: 6 Options Detailed, The Cheapest Place to Get a Money Order (+ Other Low-Cost Options), How to Fill Out a Money Order (MoneyGram, Western Union, USPS, etc), Where Can I Cash a Western Union Money Order? Cashing a money order that’s made out to you is virtually the same as cashing a check — sign the endorsement line on the back of the money order and bring it to a place near you that cashes money orders. The recipient can cash a money order issued by the USPS at his or her local post office branch. It is a safe way to send money (locally) through the mail. Take a photo of the check you want to cash. Money orders can be cashed at any USPS counter, but access to the service depends on the cash available at the facility. Join InboxDollars Now and Get $5 Instantly! can you rent a car with cash or money orders? It’s pretty easy to do as well. The review process usually takes just a few minutes. Answered, Money Orders Explained: What They Are & How to Use Them, How to Cash a Money Order: Step-by-Step Instructions, Can a Money Order Bounce When Deposited or Cashed? An international money order can be cashed at Canada Post locations Purchase an international money order from the U.S. Learn more about cashing a check with PayPal. Again, you’ll just need to take a photo of the front and back of your check, and follow the instructions to cash it. Some locations may accept cash or a money orders using the cash qualification requirements below for customers who do not have a credit card. However, although this seems like a simple method, you must proceed with caution. It is possible to deposit it into a standard checking account at a bank, where it is typically treated the same as cash. USPS replaces lost, stolen, and damaged money orders. There are obviously many ways to cash a personal check near you, going to the bank for example. Postal Service. Answered, Are Money Orders Safe? Also, it would be beneficial to take both portions of the money order with you: the money order itself and the tab that serves as your receipt. You will likely need to provide a government-issued ID to cash the money order. Your bank or credit union likely provides this service for free, like when you cash a check. Rural carriers may cash money orders if they have enough money on hand. Where to Cash a Money Order. 7 Options Listed, 24-Hour Money Orders: Where to Get a Money Order Any Time of Day, What Happens If I Cash or Deposit a Fake Money Order? Money orders can be replaced if they are damaged, lost or stolen, but fees are often associated. When you buy a money order, you must buy it with cash or electronic funds, but you typically cannot get a refund if you decide not to use it. 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